The Smart Start Money Podcast
A Good Auto Mechanic Can Be Hard to Find

A Good Auto Mechanic Can Be Hard to Find

November 20, 2019

Finding a good auto mechanic is essential to saving money and not getting ripped off. But how do you find an honest mechanic and where should you look for one? This podcast episode discusses ways to save money on car repairs and how to find an honest trustworthy mechanic.

5 Reasons to Cut the Cord to Cable Television

5 Reasons to Cut the Cord to Cable Television

November 15, 2019

Watching television can be a great source of news and entertainment. But the cost of cable TV has gotten out of control. Just like many other services cable television companies like to fee us all to death. Their advertised rates are often misleading. Contractual agreements can lock you into something that is less than desirable for enjoying some downtime in front of the TV.

I subscribed to cable for many years and was hesitant to cut the cord. However, I finally had enough with the last price increase and changes in the channel line up to give internet television a shot. I was surprised by the outcome.

In this podcast, 5 of the top reasons to cut the cord to traditional cable television are given in addition to some free resources to watch television and movies online.

Resume Age Discrimination - 10 Things to Avoid

Resume Age Discrimination - 10 Things to Avoid

November 13, 2019

Although employers are not legally supposed to discriminate based on a person’s age, it happens all the time. Hiring managers and companies regularly discriminate not only based on age, but also on additional criteria that might include sexual orientation, a person’s attractiveness or their marital status. With all of these types of bias for hiring an employee how can you avoid making mistakes on your resume that give clues to your age?

 

Applicant Tracking Systems

Applicant Tracking Systems

November 9, 2019

Are Applicant Tracking Systems (ATS) bad for job seekers?

Does Applying for a Job Online Work?

Does Applying for a Job Online Work?

November 8, 2019

If you have been hunting for employment in the past, posting a resume to popular job boards and applying to online applications is just part of the process. But are these methods still worth the time?

The Cost of Owning a Dog

The Cost of Owning a Dog

November 8, 2019

It's not just the initial purchase fees of buying a dog where there are charges and most people underestimate the cost of a dog over its lifetime.

What does it really cost to be a dog owner?

Is a 15-Year or 30-Year Mortgage Better?

Is a 15-Year or 30-Year Mortgage Better?

November 5, 2019

Owning a home is a goal for many people. It is the American Dream and can be a great asset in building wealth and becoming financially secure. A majority of buyers need to take out a mortgage to purchase a home. There are many choices and terms for financing when it comes to buying a home.

The period time chosen for a home loan is often either a 15-year or 30-year mortgage. Both of these have their benefits. A large majority of financial sites you will read are proponents of a 15-year mortgage. This can be advantageous, but I am a big supporter of a 30-year year mortgage payment. There are a number of reasons it is many times a better choice in the world we live in today.

This podcast episode I review the pros and cons of a 15-year mortgage compared to 30-year. You might be surprised why a 30-year option is better for a majority of buyers.

 

An Auto Loan Should Not Be Normal

An Auto Loan Should Not Be Normal

November 5, 2019

I hear it all the time. Having an auto loan is normal and just part of life. America loves its automobiles and nothing is wrong with this. We like the freedom it provides to travel and get to the place we want to go when we want to get there.

New cars have become more expensive over the years. As a result, banks have started to increase the available loan periods for them. This is leaving an increasing number of people locked into the debt of payments on an automobile. It holds them back from living free of debt, saving for retirement, and building wealth. Having an auto loan can limit your financial goals.

This episode looks at why financing a vehicle is a bad financial decision and how to shop for a good reliable used car.

Why Student Loans are a Bad Idea

Why Student Loans are a Bad Idea

November 5, 2019

There really is no way to disagree that education is important. But at what cost does it truly make sense? Does taking out large amounts of debt obtaining a four-year degree ensure success in landing employment that will last a lifetime in a career field?

Taking out a mountain of student loan debt is a bigger gamble today than it ever has been. In this podcast episode, I talk about why student loans are a bad idea.

Attending a Professional Sports Game is Overpriced

Attending a Professional Sports Game is Overpriced

November 5, 2019

Attending a professional sports event is increasingly becoming overpriced. Going to view live sporting events, unfortunately, is becoming just too expensive for the middle class. Furthermore, lower-income families would have a difficult time paying for a small family to attend a few games during a season. The costs for tickets, refreshments, and merchandise has increased at such an alarming rate that it is outpacing what most people can afford.

This episode I discuss the problems with overpriced athletes and sports.

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