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Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart. Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free. The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions. Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue. It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.
Episodes
Thursday May 28, 2020
Introvert or Extrovert: Which One Is a Better Employee?
Thursday May 28, 2020
Thursday May 28, 2020
Do employers seek out either an introvert or an extrovert in their hiring process?
Looking at introverts compared to extroverts in the workplace I wanted to see if most employers have a preference of one over the other. Conclusive confirmation over what most hiring managers prefer was very challenging to find. However, I did find some key information that tends to show introverts often have a more challenging time in the workplace.
This podcast episode looks at introverts and extroverts in the workplace.
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Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday May 25, 2020
Do You Consider Debt to Be Normal or Negative?
Monday May 25, 2020
Monday May 25, 2020
Should having debt be normal?
The kind of debt defines it as being positive or negative. For investing it can be positive to have debt. If you can take a loan and have an investment appreciate faster than the money borrowed, this can be good debt.
Negative debt, unfortunately, is the kind of debt most people have. This comes in the form of something like an auto loan. Vehicles are a depreciating debt and can be negative. Credit cards with high-interest rates can also be a negative debt.
This podcast episode talks about debt and if it is just a normal part of life for people.
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Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday May 21, 2020
Stock Buybacks: Good or Bad?
Thursday May 21, 2020
Thursday May 21, 2020
Are stock buybacks good?
Stock buybacks have been a debate for some time now. With outrageous company executive and CEO compensation tied to stock options and pleasing shareholders, the practice of buying back a company’s stock has become commonplace. This is all while American workers have been consistently outsourced in favor of cheaper labor and employer-provided benefits are steadily reduced.
This podcast episode takes a look at stock buybacks.
- What are stock buybacks?
- The problems using buybacks frequently
- Issues with stock buybacks and government financial assistance due to the pandemic
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday May 18, 2020
Stop Wasting Your Money on Bank Fees
Monday May 18, 2020
Monday May 18, 2020
Recurring Bank Fees Are a Waste of Money
Today’s technology and choices for banking make it much easier to find one that offers great service but without all the hidden fees or ongoing charges.
There are alternatives to the mega fee big banks that only have their profits and shareholders’ interests in mind.
This podcast talks about bank fees and how to avoid them.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday May 14, 2020
Should You Relocate for a Job?
Thursday May 14, 2020
Thursday May 14, 2020
Thinking About Moving for a Job?
The decision to relocate for employment can be a big one. The choice can affect a person personally and professionally. Problems with moving for a new employer can only be greater when the person has a spouse and children. There are so many details to consider moving for work. How do you know what the right decision is?
This Smart Start Money podcast talks about relocating for work.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday May 11, 2020
Can people who lose their savings during the pandemic recover?
Monday May 11, 2020
Monday May 11, 2020
Can people who are affected by COVID-19 recover their savings or is that money truly gone for them?
The pandemic being experienced in America and around the world is likely going to have long-lasting consequences. Financially some people will have no choice but to use savings intended for other things. This might include money planned for retirement or education. Some people will be able to eventually replace the money spent to make ends meet during a difficult time, but many more will likely never fully recover.
This podcast episode talks about the loss of a person's savings during the pandemic and the future.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday May 07, 2020
Online Reviews Are Not Always Honest
Thursday May 07, 2020
Thursday May 07, 2020
Online Reviews: Fake or Real?
If you have purchased anything online, you know most sellers have some type of product or service review. This often comes with something like a star rating. These ratings are designed to inform customers of quality and customer service. However, the evaluations provided are not always completely honest.
This podcast episode talks about the problems with fake product and service reviews.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday May 04, 2020
How Are Online College Degrees Viewed by Prospective Employers?
Monday May 04, 2020
Monday May 04, 2020
Do employers view online higher education as less desirable
compared to a traditional college education?
The success of online education can depend on a number of factors. Because attending a university online is becoming more common, there is no longer quite as large of an issue with employers and online degrees. However, there are still numerous employers holding onto traditional values and they favor a traditional college education.
This podcast episode talks about how employers are likely to view a college education earned completely online.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com