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Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart. Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free. The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions. Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue. It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.
Episodes
Monday Mar 16, 2020
4 Reasons a Monthly Budget Fails
Monday Mar 16, 2020
Monday Mar 16, 2020
Having a monthly budget is important for planning financially. Knowing where our money is spent helps achieve financial goals. This can include getting out of debt or saving for retirement. The idea of tracking income and expenses seems like it should be an easy task. However, sticking to a budget is not always simple.
This podcast episode covers 4 common reasons a monthly budget can fail and how to avoid them.
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