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Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart. Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free. The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions. Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue. It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.
Episodes
Saturday Dec 11, 2021
My Car Buying Experience in a Difficult Market
Saturday Dec 11, 2021
Saturday Dec 11, 2021
Buying a car right now in this market might not be the best idea. A shortage of inventory and computer chips is making it challenging for buyers to get transportation at a fair price. Car dealer incentives and rebates appear to almost not even exist.
Although it is a terrible time to purchase a new vehicle, I had to make the decision to do it. Car buying for most people is never a pleasant experience. My affection when it comes to shopping for transportation is no different. There is a reason car dealers and their salespeople have a bad reputation and I have found not much has changed with this since my last buying experience several years ago.
In this podcast episode, I talk about my recent car buying experience and how sellers are trying to use the pandemic to their advantage. Even though there might be a shortage of inventory for cars, it doesn’t mean you still can’t find one at a fair price. It might be a seller’s market when it comes to car buying right now but there are some tools buyers can use to still get a reasonable price.
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