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Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart. Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free. The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions. Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue. It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.
Episodes
Tuesday Jun 30, 2020
Why Are More Americans Retiring Outside the United States?
Tuesday Jun 30, 2020
Tuesday Jun 30, 2020
A growing number of Americans are retiring outside of the United States. This is partly due to retirees increasingly having a challenging time financially. Also, more retired people are choosing to relocate abroad because they realize the U.S. will be just too expensive to live up to the lifestyle desired. Not having enough income in retirement is a serious issue and more people are solving this problem moving abroad. Although some retirees are moving abroad for a sense of adventure and change of life, the primary motivation is often a financial one.
This podcast episode talks about why more Americans are choosing to retire outside the United States.
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Monday Jun 22, 2020
Will the Pandemic Change College Forever?
Monday Jun 22, 2020
Monday Jun 22, 2020
College and the Pandemic
The coronavirus has created some questions on what higher education will look like in the future. It is impossible to predict. However, the pandemic will forever change several universities without question. The changes in higher education due to the pandemic today are going to have a lasting impact for some time. Some of these adjustments will certainly be welcomed while others might not be so positive. The future is unknown, but the challenges and changes are guaranteed.
This Smart Start Money Podcast episode talks about the challenges with college related to the pandemic and how many schools will be changed forever.
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Monday Jun 15, 2020
How Much Does the Average American Have in Savings for Retirement?
Monday Jun 15, 2020
Monday Jun 15, 2020
It is estimated that 1 in 5 Americans have no retirement savings at all. Not having sufficient retirement income is a serious issue for much of America. The average savings is much lower than it should be and there are several reasons why.
There are some real changes that need to be made for Americans to have a future and one that includes retirement.
This podcast episode talks about the average retirement savings in America and the issues with the amount being very low. The recent pandemic has only added to the likelihood of the average retirement savings falling even further for most of the United States.
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Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday Jun 11, 2020
Is Remote Work Going to Remain After the Pandemic?
Thursday Jun 11, 2020
Thursday Jun 11, 2020
The pandemic the world is experiencing with COVID-19 has forced numerous employers to allow more of their employees to work remotely. Although many companies have resisted widespread remote work policies for some time, more have been forced to accept it. With cell phones, computers, and conference technology, working remotely is not as difficult as some employers would freely like to admit.
Proponents of remote and telecommute work have claimed for some time now that the benefits of working away from a traditional office far outweigh the negatives. While many jobs are now performed at home during the pandemic, companies are discovering not all roles need to be in a traditional office space. Employers have been forced to embrace a work from home policy. Will the trend of remote work continue following the pandemic?
This podcast episode talks about the remote workforce resulting from the pandemic and if companies are likely to continue to allow remote work once the pandemic is over.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday Jun 08, 2020
Why Do People Say Financial Advisors Aren’t Worth It?
Monday Jun 08, 2020
Monday Jun 08, 2020
Getting advice from a financial advisor can be advantageous in the right setting, but it isn’t something every investor needs. The truth is that for most people the reasons to not have a financial advisor can outweigh the advantages.
This podcast episode revisits a question on hiring a financial advisor. Why do a lot of people say a financial advisor is not worth it?
Thursday Jun 04, 2020
In your 20s, is it more important to save for a home or save for retirement?
Thursday Jun 04, 2020
Thursday Jun 04, 2020
Saving for retirement should be one of the biggest financial goals that you have through your working life. Putting money away for a home can also be something important if homeownership is something you want to accomplish.
There can be a real danger of saving too much money for retirement or buying a home without having a financial foundation.
This podcast episode talks about the importance of having a financial foundation prior to saving for retirement or home.
Monday Jun 01, 2020
Index Fund Investing: Advantages and Disadvantages
Monday Jun 01, 2020
Monday Jun 01, 2020
Is index investing a good choice?
Index fund investing has grown in popularity as a passive investment strategy to invest in the market. It is now estimated that almost half of the market is composed of passive investing. With an increasing number of people no longer looking to financial professionals who are unable to consistently beat average market returns, investors are many times choosing index funds.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com