![Don’t Take a Home Equity Loan for a College Education]()
October 20, 2020
With the rising cost of a college education, it can be challenging to come up with the money to pay for higher education. Student loans, grants, scholarships, and college savings plans can all help with financing a college education. However, sometimes even with several different funding sources there just never seems to be enough money for a college education.
For a homeowner, taking out a home equity loan or line of credit can appear to be a solution to funding a college education. However, the cons of doing this will almost always outweigh the advantages for numerous different reasons.
Borrowing from the equity in a home to fund college is not a good idea. The cost of doing this could end up being the most valuable thing a person has and this is a place to live.
This podcast episode talks about why taking a home equity loan is not a good idea for funding a college education.
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August 4, 2020
Do employers care about age?
The Age Discrimination Employment Act is in place to protect people over the age of 40 in the workplace. The act was formed to prohibit discrimination of employment based on age. This includes hiring and firing. Salary, promotions, training, benefits, and any other terms or conditions of employment are also included.
Although it is not exactly legal for an employer to discriminate based on age, it happens much more frequently than most of the business world would like to admit. Discrimination in the workplace based on age is common and some organizations even make it a regular habit.
This podcast talks about the issues with employment age discrimination.
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July 28, 2020
Colleges are doing a disservice in not advising students to be cautious of incurring student debt. This is particularly the case today when the gamble of a college degree is not quite as good as it once was. Not only are colleges doing a disservice, but also high schools and many academic counselors. Society in general is not helping when it comes to college debt. This is due to the perceptions and expectations that college is the only path to success.
This podcast episode talks about why colleges, high schools, and society, in general, does not talk much about the issues with college debt.
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July 24, 2020
Renters insurance is far too often something people are either not aware of its existence or believe the cost is just excessive. Insurance in general is just a topic many folks don’t want to talk about until it’s too late. Buying insurance is something most people don’t think they need until a situation comes up where it is needed.
If you are renting a place to live there is a good chance you currently do not have renter’s insurance. For a renter that doesn’t have insurance, there are several reasons why you should.
This podcast talks about the reasons to have renters insurance and the misconceptions with it.
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