The Smart Start Money Podcast
Why Do Companies Keep Workplace Bullies?

Why Do Companies Keep Workplace Bullies?

June 30, 2022

The world today appears to be full of workplace bullies. According to a survey on bullying released in 2021, 30 percent of Americans report having experienced abusive conduct at work. This is up 57% from 2017. An estimated 48.6 million Americans are bullied on the job.

The problem with bullies in the workplace is they can hurt an organization’s productivity. More importantly, it impacts those that are being bullied by often causing harm physically, mentally or both. With the destruction workplace bullies can trigger, why do so many employers keep these people employed? If you are the target of bullying at work, what can you do?

 

This podcast episode talks bullies in the workplace.

 

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#bully

#workplace

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#career

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Should You Lie On Your Resume?

Should You Lie On Your Resume?

June 17, 2022

When it comes to telling a lie on your resume most career experts will agree that it is a bad idea. The problem with this is how can a job seeker compete with other applicants that do blatantly not tell the truth when it comes to their employment credentials?

 

Because so many people stretch the truth about their employment background most do get away with it to some extent. A study by Ladders.com found that 80% of the people they surveyed of over 1000 that lied on a resume claimed to have never been found out. Only 8% of the resume storytellers admitted to facing anything negative for their lies.

 

The fact is no one is going to tell a person to be a liar and not tell the truth on their resume. Look at just about any career website or book and it’s easy to quickly discover no authority on resumes is going to teach resume storytelling and how to stretch the truth. Yet, the unspoken and quiet rule in addition to the statistics shows that not telling the truth on a resume is not only accepted but often most people get away with it.

 

This podcast episode talks about lies on a resume.

 

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#resume

#career

#employment

#resumewriting

#careerexpert

#job

#jobseeker

#jobapplicant

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Why Do Workplace Slackers Exist?

Why Do Workplace Slackers Exist?

June 10, 2022

Workplace slackers are nothing new. If you have been in the workplace for any length of time, you know the type of person that tries to do the least amount of work they possibly can. Although some people are just fundamentally lazy, there are also plenty of people in the working world that are not naturally the type of people that enjoy doing nothing except for when it comes to their job.

The problem with slackers in the workplace is they always tend to create more problems other than just trying to do the least amount of work. Deadwood at a company will bring down morale and ultimately result in people leaving that do get the job done.

This podcast episode talks about workplace slackers and how to deal with them.

 

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#workplace

#employment

#slacker

#corporate

#corporatecringe

#deadwood

#employee

#lazyemployee

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How Much Can You Afford to Pay for a House?

How Much Can You Afford to Pay for a House?

June 2, 2022

People that are looking to purchase a home frequently question how much they can afford to pay for a house. Although numerous financial experts claim to have a simple formula for the answer, the truth is there are several factors to consider. Affordability of just the purchase cost, down payment, and monthly mortgage price shouldn’t be the only components to consider when trying to calculate the affordability of purchasing a house. Buying a home has always been part of the American dream. However, it is important to carefully consider what a buyer can realistically afford so a home purchase does not become an unaffordable nightmare.

This podcast episode talks about how much money a person should spend on a home.

 

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#homebuying

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#homepurchase

#finance

#savingforahome

#firsttimehomebuyer

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The Top Lies Employers and Corporate America Keep Telling

The Top Lies Employers and Corporate America Keep Telling

May 26, 2022

Getting ahead in corporate America or with just about any employer is likely more challenging than it ever has been. With a growing number of companies consistently moving to a model of more with less while chasing the cheapest price to compete on a global level, employers appear to be comfortable telling many of the same lies they have been for decades. The only difference now is a growing number of people are beginning to get wise to the deceit.

 

This podcast episode talks about top lies corporate America and employers are still telling.

 

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#america

#corporateamerica

#employment

#employers

#jobs

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Outrageous and Unrealistic Housing Prices: Something Needs to Change for the Survival of the Middle Class

Outrageous and Unrealistic Housing Prices: Something Needs to Change for the Survival of the Middle Class

April 29, 2022

Most markets around the country are seeing outrageous and unrealistic housing prices. According to a Bankrate report, the average home price has increased by about 30% in the last decade as the money people make has only seen a gain of around 11%. The American dream of buying a home is becoming out of reach for a growing number of middle-income families in the country and it is leaving many people on a fixed income in a serious financial situation that has the potential to leave them homeless.

 

If home prices do not come down, employers do not start to pay even more, and additional living costs do not slow down, there will be some very big problems in the future. This will be particularly the case for middle America.

 

This podcast episode talks about the surge in prices to buy a home and also rent a place to live.

 

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#rent

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Renewable Energy Isn’t Exactly Renewable

Renewable Energy Isn’t Exactly Renewable

April 15, 2022

Proponents of renewable energy are frequently implying it will come from things that won’t run out like wind, water, sunlight, and plants. Moreover, they claim these new clean energy sources will not only be easily replenished but will also be better for the environment. The problem with the claim is many supposedly renewable energy resources are not renewable and they are also not exactly environmentally friendly. 

Politicians in Washington use renewable energy claims to move America away from fossil fuels. Furthermore, there are claims of not being reliant on other countries for energy resources as a reason to build the infrastructure for renewable energy resources. The issue with this claim is even with green energy resources in the U.S. it doesn’t mean the country would not still be vulnerable to energy shortages. The reason for this is there isn’t anything exactly renewable with most energy resources although government representatives would like most of America to believe there is.

This podcast episode talks about renewable energy resources and why it would not make America energy independent.

 

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Professional Sports Strikes and Lockouts: Is It Time for Fans to Go On Strike?

Professional Sports Strikes and Lockouts: Is It Time for Fans to Go On Strike?

April 1, 2022

Sports fans need to start realizing a growing number of professional sports athletes and team owners could really care less about their fans. From overpriced game tickets and concessions to high parking fees, professional sports figures and owners simply have no concern that many middle-income families can no longer afford to attend a game. These people care about only one thing and that is greed.

 

Make no mistake. The recent Major League Baseball lockout between the owners and players was about one thing and that is money. With the average player making over 500k per year, these people need to understand they are already in the top 1% of household incomes in America. Moreover, both owners and players fail to recognize who really provides their income while they fight over how many more millions of dollars they can either earn or keep.

 

Although lucrative television and broadcasting deals provide a lot of revenue for professional athletes and team owners, the fans are the real employer. Without people watching there would not be millions to fight over.

 

The only people that really get hurt in professional sports strikes or lockouts are the fans, day-to-day team lower-level support staff, and small business owners that depend on game day. Maybe it’s time fans remind the privileged professional athletes and team owners who provides their paychecks and go on strike themselves. Maybe it’s time to lock out professional sports and no longer be a fan or viewer.

 

This podcast episode talks about the recent MLB lockout and how most fans of professional sports should probably be thinking about a lockout of their own.

 

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What Happens if You Don’t Pay Your Student Loans?

What Happens if You Don’t Pay Your Student Loans?

March 17, 2022

With an estimated 15% of student loan holders in default at any given time, the question that often comes up is “What happens if you don’t pay your student loans?” This question is nothing new when it comes to higher education debt. However, it does seem as though the uncertainty of repaying student loans for a growing number of borrowers is bringing up the subject of student loan repayment more frequently.

 

Not paying student loans can have long-lasting consequences resulting in further financial hardship. Not only can this put a borrower’s financial goals on hold but it can also limit other things in life like getting married or starting a family.

Defaulting on student loans will not make them go away.

 

This podcast episode talks about the consequences of falling into student loan delinquency.

 

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The Media and Politicians: Hypocrisy For Public Relations and Financial Gain

The Media and Politicians: Hypocrisy For Public Relations and Financial Gain

March 9, 2022

It doesn’t matter. Both republicans and democrats never seem to tell the complete truth and neither does the media. They all spin a story for their own politics and financial gain. The truth always seems to lie somewhere in the middle.

 

The President’s press conference today on the decision to stop importing Russian oil is not the entire story. Furthermore, it is not looking at the big picture. Washington and the media like to portray themselves as believing in doing the right thing. A good public image campaign and ultimately financial gain are their ultimate goals. The American people do not fall into these objectives. If we did, they would all be pointing out all the solutions for the problems at hand. Solutions to solve problems now and in the future.

 

This podcast episode talks about how the elite media and Washington politicians are not talking about additional problems related to Russia, Ukraine, and security in America. They are all looking to profit off the decline of the country. Someone really needs to start asking a lot more questions.  

 

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