The Smart Start Money Podcast
The Top Lies Employers and Corporate America Keep Telling

The Top Lies Employers and Corporate America Keep Telling

May 26, 2022

Getting ahead in corporate America or with just about any employer is likely more challenging than it ever has been. With a growing number of companies consistently moving to a model of more with less while chasing the cheapest price to compete on a global level, employers appear to be comfortable telling many of the same lies they have been for decades. The only difference now is a growing number of people are beginning to get wise to the deceit.

 

This podcast episode talks about top lies corporate America and employers are still telling.

 

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Outrageous and Unrealistic Housing Prices: Something Needs to Change for the Survival of the Middle Class

Outrageous and Unrealistic Housing Prices: Something Needs to Change for the Survival of the Middle Class

April 29, 2022

Most markets around the country are seeing outrageous and unrealistic housing prices. According to a Bankrate report, the average home price has increased by about 30% in the last decade as the money people make has only seen a gain of around 11%. The American dream of buying a home is becoming out of reach for a growing number of middle-income families in the country and it is leaving many people on a fixed income in a serious financial situation that has the potential to leave them homeless.

 

If home prices do not come down, employers do not start to pay even more, and additional living costs do not slow down, there will be some very big problems in the future. This will be particularly the case for middle America.

 

This podcast episode talks about the surge in prices to buy a home and also rent a place to live.

 

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Renewable Energy Isn’t Exactly Renewable

Renewable Energy Isn’t Exactly Renewable

April 15, 2022

Proponents of renewable energy are frequently implying it will come from things that won’t run out like wind, water, sunlight, and plants. Moreover, they claim these new clean energy sources will not only be easily replenished but will also be better for the environment. The problem with the claim is many supposedly renewable energy resources are not renewable and they are also not exactly environmentally friendly. 

Politicians in Washington use renewable energy claims to move America away from fossil fuels. Furthermore, there are claims of not being reliant on other countries for energy resources as a reason to build the infrastructure for renewable energy resources. The issue with this claim is even with green energy resources in the U.S. it doesn’t mean the country would not still be vulnerable to energy shortages. The reason for this is there isn’t anything exactly renewable with most energy resources although government representatives would like most of America to believe there is.

This podcast episode talks about renewable energy resources and why it would not make America energy independent.

 

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Professional Sports Strikes and Lockouts: Is It Time for Fans to Go On Strike?

Professional Sports Strikes and Lockouts: Is It Time for Fans to Go On Strike?

April 1, 2022

Sports fans need to start realizing a growing number of professional sports athletes and team owners could really care less about their fans. From overpriced game tickets and concessions to high parking fees, professional sports figures and owners simply have no concern that many middle-income families can no longer afford to attend a game. These people care about only one thing and that is greed.

 

Make no mistake. The recent Major League Baseball lockout between the owners and players was about one thing and that is money. With the average player making over 500k per year, these people need to understand they are already in the top 1% of household incomes in America. Moreover, both owners and players fail to recognize who really provides their income while they fight over how many more millions of dollars they can either earn or keep.

 

Although lucrative television and broadcasting deals provide a lot of revenue for professional athletes and team owners, the fans are the real employer. Without people watching there would not be millions to fight over.

 

The only people that really get hurt in professional sports strikes or lockouts are the fans, day-to-day team lower-level support staff, and small business owners that depend on game day. Maybe it’s time fans remind the privileged professional athletes and team owners who provides their paychecks and go on strike themselves. Maybe it’s time to lock out professional sports and no longer be a fan or viewer.

 

This podcast episode talks about the recent MLB lockout and how most fans of professional sports should probably be thinking about a lockout of their own.

 

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What Happens if You Don’t Pay Your Student Loans?

What Happens if You Don’t Pay Your Student Loans?

March 17, 2022

With an estimated 15% of student loan holders in default at any given time, the question that often comes up is “What happens if you don’t pay your student loans?” This question is nothing new when it comes to higher education debt. However, it does seem as though the uncertainty of repaying student loans for a growing number of borrowers is bringing up the subject of student loan repayment more frequently.

 

Not paying student loans can have long-lasting consequences resulting in further financial hardship. Not only can this put a borrower’s financial goals on hold but it can also limit other things in life like getting married or starting a family.

Defaulting on student loans will not make them go away.

 

This podcast episode talks about the consequences of falling into student loan delinquency.

 

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The Media and Politicians: Hypocrisy For Public Relations and Financial Gain

The Media and Politicians: Hypocrisy For Public Relations and Financial Gain

March 9, 2022

It doesn’t matter. Both republicans and democrats never seem to tell the complete truth and neither does the media. They all spin a story for their own politics and financial gain. The truth always seems to lie somewhere in the middle.

 

The President’s press conference today on the decision to stop importing Russian oil is not the entire story. Furthermore, it is not looking at the big picture. Washington and the media like to portray themselves as believing in doing the right thing. A good public image campaign and ultimately financial gain are their ultimate goals. The American people do not fall into these objectives. If we did, they would all be pointing out all the solutions for the problems at hand. Solutions to solve problems now and in the future.

 

This podcast episode talks about how the elite media and Washington politicians are not talking about additional problems related to Russia, Ukraine, and security in America. They are all looking to profit off the decline of the country. Someone really needs to start asking a lot more questions.  

 

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Will Someone in the Media Please Start Asking Questions?

Will Someone in the Media Please Start Asking Questions?

March 2, 2022

With the current state of America and the conflict with Russia and Ukraine, no one seems to be asking the real questions. Corporate America and Washington have gotten wealthy from overseas cheap labor and manufacturing. It doesn’t seem like anyone wants to address the elephant in the room.

 

While Russia gets sanctions, they have made a deal to sell energy to China. This is all at the same time America imports just about everything from China and has sold out middle American jobs for cheap labor.

 

All the talk of sticking up for democracy and doing the right thing by helping Ukraine and America does businesses with a country that has one of the worst records for treating workers and they are certainly not a democracy.

 

It is time for someone in the media and Washington to really start asking the right questions without the fear of bringing in less revenue.

 

This Smart Start Money Podcast episode talks about problems that have been staring right at America with no one willing to talk about any of them. The reason is greed and power. There will not be any improvement in America until the real questions are asked and answered with solutions. 

 

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Where Do We Go From Here?

Where Do We Go From Here?

March 1, 2022

America is clearly divided. You only need to look at recent government elections. Combine this with financial uncertainty for a growing number of families in the country. Add the most recent tensions felt around the world with Russia and Ukraine. It should not come as a surprise that most Americans are stressed out, depressed, and angry. The mounting bad news even seems to make Covid a concern of the past on nightly television stations.

 

All the events in the world have been piling up for some time now. Honestly, much of it should not completely come as a surprise with it all becoming much more real. The problem with everything is you will never know the complete story. The media is going to report events for their benefit and Washington will do the same.

 

There should be questions of how the world and particularly the United States got to this point. However, most of the answers have been starring at us all along. Moreover, the people running the country and making the policies have steered America into what it has become for their own benefit. Politicians are certainly to blame but so is much of corporate America.

 

The possibility of a terrible conflict is now a concern but if we get through it some issues need to be addressed going forward. Right now, the immediate concern should be are we going to get through all of this. Yet, it is important to start planning on where to go from here if we make it through the other side.

 

This Smart Start Money Podcast talks about the recent world events with Russia invading Ukraine and what likely needs to happen for long-term solutions in America and around the world. Solutions need to be made to avoid problems in the future for America and start taking care of things at home again.

 

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Are Employee Satisfaction Surveys Anonymous?

Are Employee Satisfaction Surveys Anonymous?

February 10, 2022

Many companies like to give employee satisfaction surveys. They do this by explaining it helps the company identify areas of improvement. Businesses claim employee surveys are for the benefit of their employees. Moreover, there is also almost always an added statement that the employee survey will be anonymous. However, this is likely rarely ever the case.

The truth is employee satisfaction surveys or engagement surveys are hardly ever for the benefit of a company’s employees and they are almost never completely truly anonymous. Satisfaction surveys at most of today’s companies are just another piece of corporate nonsense that is both outdated and a complete waste of time.

 

In this Smart Start Money podcast episode, I talk about workplace condition surveys and why they are never truly anonymous.

 

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Porch Pirates Suck

Porch Pirates Suck

February 3, 2022

With the continued growth of e-commerce and home delivery services, porch thieves are seeing an increasing amount of opportunity to plunder online shoppers. Not only is the holiday season a great time for the patio bandits to take what is not theirs, but just about any day is now a good time for them to go to work.

The problem with porch pirates is only getting worse and there likely will not be a slowdown anytime soon. The reason for this is the acceptance of its existence and the somewhat lenient laws for offenders that still exist. For this reason, it’s important to know the steps to prevent porch piracy and what to do if it does occur.

In this Smart Start Money podcast episode, the problems with package delivery theft are discussed along with solutions and preventions.

 

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