The Smart Start Money Podcast

What Happens if You Don’t Pay Your Student Loans?

March 17, 2022

With an estimated 15% of student loan holders in default at any given time, the question that often comes up is “What happens if you don’t pay your student loans?” This question is nothing new when it comes to higher education debt. However, it does seem as though the uncertainty of repaying student loans for a growing number of borrowers is bringing up the subject of student loan repayment more frequently.


Not paying student loans can have long-lasting consequences resulting in further financial hardship. Not only can this put a borrower’s financial goals on hold but it can also limit other things in life like getting married or starting a family.

Defaulting on student loans will not make them go away.


This podcast episode talks about the consequences of falling into student loan delinquency.


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