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Smart Start Money provides information on making smart money decisions. Providing tips, personal experiences, and opinions on saving smart and spending smart. Times have changed since getting a job and keeping the same place of employment for a lifetime. The average time spent with one employer is now three to five years. Companies are replacing workers with lean staff that previously held more people to accomplish the same tasks. This has resulted in periods of unemployment for many people making it challenging to save for retirement and stay debt-free. The rising costs of healthcare, consumer goods, and wages that often do not seem to keep pace with the cost of daily life make it more important than ever to make smart financial decisions. Millions of people struggle each day to get ahead. The intention of Smart Start Money is to not only provide insight into saving or spending but also open conversations. Discussions relating to the economy, employment, and even the occasional forbidden topic of politics are possible. If the subject matter has a correlation to helping people with their finances or questioning the so-called experts, it is open for dialogue. It has never been more important than ever to save and stay out of debt. No one has all the answers when it comes to personal finance. People come from all different backgrounds in life. The choices we make and the opportunities available are never identical. We can all learn from each other.
Episodes
Monday Mar 30, 2020
Do CEOs Have a Minimum Wage?
Monday Mar 30, 2020
Monday Mar 30, 2020
This Smart Start Money Podcast episode answers a question that was recently received.
"Is minimum wage in the U.S. job specific? Do CEO's have a minimum wage that they earn?"
This podcast looks at how CEO's are paid compared to someone that makes minimum wage.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday Mar 26, 2020
Don't Get Scammed Selling Online
Thursday Mar 26, 2020
Thursday Mar 26, 2020
If you have started selling online for a little extra money or even for a full-time income, the rewards can be great. But there are hazards you will encounter. In particular, there are scammers, fraudsters, and just plain old nasty people looking to take advantage of sellers online.
This podcast episode talks about some of the scams buyers use to take advantage of online sellers and how to avoid problems.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday Mar 23, 2020
Should You Buy an Extended Warranty?
Monday Mar 23, 2020
Monday Mar 23, 2020
It seems like there is an extended warranty for just about anything today. Although it might sound like a good idea to purchase the extended warranty on something like a television or even an automobile, is it really ever a good deal?
This podcast episode talks about why companies offer extended warranties and if it ever makes sense to buy one.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday Mar 19, 2020
How Much Life Insurance Do You Need?
Thursday Mar 19, 2020
Thursday Mar 19, 2020
How much life insurance a person should have is not the same for everyone. Some experts just throw out a figure, such as 8-12 times someone’s annual income, for the correct dollar amount to carry. The problem with this is every person’s situation, income, and age are not the same.
This Smart Start Money Podcast episode talks about how much life insurance a person should have.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday Mar 16, 2020
4 Reasons a Monthly Budget Fails
Monday Mar 16, 2020
Monday Mar 16, 2020
Having a monthly budget is important for planning financially. Knowing where our money is spent helps achieve financial goals. This can include getting out of debt or saving for retirement. The idea of tracking income and expenses seems like it should be an easy task. However, sticking to a budget is not always simple.
This podcast episode covers 4 common reasons a monthly budget can fail and how to avoid them.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday Mar 12, 2020
When Minimum Wage Goes Up, Does the Cost of Living Automatically Rise Too?
Thursday Mar 12, 2020
Thursday Mar 12, 2020
On this Smart Start Money Podcast episode, we take a look at a question that recently came in regarding minimum wage. Does the cost of living generally rise when the minimum wage is increased?
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday Mar 09, 2020
What is a Robo-Advisor? Should you trust a robot with your money?
Monday Mar 09, 2020
Monday Mar 09, 2020
With the growing popularity of the Robo-Advisor, are they a good option compared to a conventional financial professional?
This podcast episode looks at what a Robo-Advisor is and the pros versus the cons for using one.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Thursday Mar 05, 2020
There Is No Longer Any “Service” in “Customer Service”
Thursday Mar 05, 2020
Thursday Mar 05, 2020
There seems to be a real lack of customer service for many businesses today. With advances in technology, big discount mega-retailers and online shopping becoming the standard for consumers, the human interaction of customer service seems to be disappearing.
I recently had a terrible experience with a big box home improvement store and also a local plumbing company. With the decline in customer service experiences I recently have had, I wanted to research this issue further and see if businesses really care about their customers like they once did. What I found with some of the information was not only disturbing, but some of it was also encouraging. Luckily technology has not just been a killer of customer service with no interaction business chat sessions and robot answering services.
If you have an issue with some of the service you receive when making a purchase, there are some things you can do and you should do something. After all, you are paying for a product or service and should get what you pay for.
This podcast episode discusses how customer service for big and small businesses seems to be lacking in today's world and how you can fight back when you have a poor customer experience.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com
Monday Mar 02, 2020
Is Indexed Universal Life Insurance Right for Anyone?
Monday Mar 02, 2020
Monday Mar 02, 2020
Choosing a type of life insurance can be complicated. There is term insurance and whole life insurance. Indexed Universal Life is a type of whole life insurance. It is sometimes presented by agents as a type of investment with market upside potential without downside loss. This is catchy because who would not want an investment that only has upside potential?
There are pros and cons to having an Indexed Universal Life policy. This podcast episode looks at both of them and concentrates on the con’s as this will apply to almost everyone, except those rare situations. These scarce situations need to have all the stars aligned in the universe for it to be right and you will learn why.
Visit Our Website: https://smartstartmoney.com
Subscribe to the Podcast: https://smartstartmoney.podbean.com/
Questions or Comments About the Podcast? Email: info@smartstartmoney.com